Nawal Harbi Radhi (2023) “APPLICATION OF FINANCIAL ACCOUNTING TOOLS SYSTEM ACCORDING TO THE IFRS-9 STANDARD AND ITS ROLE IN IMPROVING THE QUALITY OF ACCOUNTING INFORMATION (APPLIED STUDY IN A SAMPLE OF FINANCIAL COMPANIES LISTED IN THE IRAQ STOCK EXCHANGE)”, Spectrum Journal of Innovation, Reforms and Development, 16, pp. 12–23. Available at: https://sjird.journalspark.org/index.php/sjird/article/view/708 (Accessed: 31 January 2025).