PROBLEMS OF RESERVE DEVELOPMENT PROJECTS IN COMMERCIAL BANKS

Authors

  • Daminova Sardorxon Baxromovna Department of Human Resources of JSCB "Xamkorbank" Department of Personnel Training and Development Leading Specialist in the Development of Management Personnel

Keywords:

Reservation, impairment, expected credit losses, credit risk, commeeical banks.

Abstract

One of the ways to manage credit risk, which was left by a commercial bank on its own retention, is a reservation, the purpose of which is to compensate the bank for material damage in the event of the realization of this risk. The article presents an approach to considering reservations in commercial banks as a system consisting of three interrelated blocks: fundamental, organizational and regulatory.

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Published

2025-07-19

Issue

Vol. 41 (2025)

Section

Articles

How to Cite

PROBLEMS OF RESERVE DEVELOPMENT PROJECTS IN COMMERCIAL BANKS. (2025). Spectrum Journal of Innovation, Reforms and Development, 41, 56-59. https://sjird.journalspark.org/index.php/sjird/article/view/1276